
	"If It Matters To You, It Matters To Me!"

I am a real estate professional who believes in "exceeding expectations." To me, being a Realtor^® means more than selling homes. It is about you, your hopes and your dreams. It is about a relationship based on trust, knowledge and expertise. You can be sure I will go the "extra mile" to make your experience the best when you buy or sell a home through me.

Click here to see My Homes For Sale in Mecklenburg, Union, York and surrounding counties of North and South Carolina.

The purpose of this site is to provide you with access to any information you may need about the Charlotte NC area, local real estate market activity and useful resources for home owners, home buyers and home sellers.

I serve the following areas of North Carolina and South Carolina: Ballantyne, Belmont, Charlotte, Concord, Dilworth, Fort Mill, Gastonia, Harrisburg, Indian Land, Indian Trail, Kannapolis, Lake Wylie, Matthews, Mint Hill, Monroe, Myers Park, NoDa, Rock Hill, Southpark, Stallings, University, Uptown, Waxhaw, Weddington, Wesley Chapel, York, and more! These areas are encompassed within Cabarrus County, Gaston County, Lancaster County, Mecklenburg County, Union County and York County in North and South Carolina. This area is also referred to as
"The Greater Charlotte Metropolitan Area".

Find Homes For Sale

First-time Home Buyer Tax Credit Extended To Become: The Worker, Homeownership and Business Assistance Act of 2009

As you may have heard, the extension on the first time home buyers tax credit was signed into law on November 6th, 2009. A few points:

The bill extends the $8,000 first-time home buyers' tax credit that was set to expire at the end of November. The credit will apply to all house contracts entered into before April 30, 2010 and closed by June 30, 2010.
It also creates a NEW $6,500 credit for existing property owners looking to sell their home and buy another during the same period of time. This is available to those who have been in their current residence for a consecutive five-year period.
The new rule also raises the qualifying income limits to $125,000 for single taxpayers and $225,000 for joint taxpayers, from the current $75,000 and $150,000.
The maximum allowed home purchase price is $800,000. Military personnel, deployed overseas for a minimum of 90 days in 2008 or 2009, would have until April 30, 2011 to claim the tax credit.

To register to receive more detailed information, click here.

USDA Raises Income Limits on 100% Financing

The USDA (United States Department of Agriculture) Rural Development Program is designed to aid housing development in rural areas. 100% financing is available for properties that qualify. Also, USDA has raised income limits to $76,500 per year for families of 1-4, and to $101,000 per year for families of 5-8. Families cannot have more than 20% of the purchase price in liquid assets. There is NO maximum mortgage or purchase price provided that the income limits are met and the property appraises.

Job Loss Protection
...Giving Buyers Peace of Mind!

NOW AVAILABLE... Job Loss Protection for home buyers!!!
The Job Loss Protection plan will pay 6 months of buyer's total mortgage payment in the event of job loss anytime within the first 2 years of the mortgage (after the first 30 days), up to $1,800 per month. Job Loss Protection can be purchased for only $600 at the time of closing.
For more information, call Michelle Graves at 704-507-6781 today!

Presenting... "The Graves Gazette"

...my monthly real estate newsletter containing market activity for Union County, Mecklenburg County, Gaston County and Cabarrus County of North Carolina. We also include featured properties, recipes, relevant real estate news and feature articles, mortgage lending information, home maintenance tips and more. So make us your source for North Carolina Real Estate information and South Carolina Real Estate information. You can view the past issues online or click the "The Graves Gazette" link below to receive your very own copy each month!

Click here to see current and past issues of The Graves Gazette monthly real estate newsletter.

To sign up to have your copy of The Graves Gazette sent directly to you, email
The Graves Gazette
by clicking on the link. Thanks and we look forward to serving you!

Our Belief System:

(pron. "y-four C's-two T's")

Our beliefs are an essential part of who we are and how we conduct business.

The Keller Williams® Belief System is the foundation for providing the ultimate in service
for our clients.

WI4C2TS
Our Belief System In Action...


*Win-Win* - or no deal *Integrity* - do the right thing *Commitment* - in all things Communication - seek first to understand *Creativity* - ideas before results Customers - always come first *Teamwork* - together everyone achieves more *Trust* - starts with honesty Success - results through people